Browsing by Author "Singoro, Brian Wanyama"

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Causes and trends of public transport motorcycle accidents in Bungoma county, Kenya
(2016) Singoro, Brian Wanyama; Wakhungu, Jacob; Obiri, John; Were
There has been a drastic increase in the use of motorcycles as a means of transport worldwide due to various reasons. In Kenya, the increased use of motorcycles has been seen over the last decade. This increase has brought forth many challenges, including motorcycle accidents on disproportionate scale comparative to the world statistics. Indeed motorcycle accidents constitute a major cause of death and injuries to thousands of people every year. In spite of this, motorcycle accidents remain a neglected problem in Kenya. This study sought to determine the causes and trends of motorcycle accidents in Bungoma County. The study population comprised 400 people from households of motorcycle riders involved in accidents and those not involved. Key informants in the motorcycle transport industry were interviewed. The study adopted a cross-sectional survey design to establish the causes, incidences/trends, and vulnerability of motorcycle accidents. Descriptive and inferential statistics were used in the analysis of data. The study was anchored on both the crunch model and the wish to die and domino theory. The study found that human error is the leading cause of motorcycle accidents. This is imparted on by poor regulatory and enforcement regimes. Structured and comprehensive training of riders on traffic code and regulations will most likely reduce accidents and associated economic losses. Collective action measures such as motorcycle Saccos for voluntary enforcement and pooling of resources, to aid riders in case of injuries and death, should be explored and pursued. The study provides information and insights on disaster risk reduction for policy formulation on motorcycle accident mitigation. From the results, the proposed strategies that can be employed to curb motorcycle accidents in the order of magnitude are: training of motorcycle riders; observing speed limits; improved roads; not driving while under the influence of drugs/ alcohol; not carrying more than one passenger; improved enforcement by police; proper motorcycle maintenance; wearing protective clothes/ helmets/ boots; wearing reflective jacket; and not driving while tired.
Effect of Mobile Money Transfer Services and Financial Growth of Small and Medium Enterprises in Busia Town, Kenya
(Journal of International Business, Innovation and Strategic Management, 2021-05-15) Onyango, Wycliffe Otieno; Wanyama, Kadian Wanyonyi; Singoro, Brian Wanyama
The onset of mobile money services was foreseen to be a great driver of growth among Small and Medium Enterprises (SMEs) in different economies. Service delivery was enhanced and access was improved. However, there is no quantifiable data to proof the gains or losses actualized so far in the sub sector. This is what necessitates this study to endevour to examine the effect of mobile transfer services on the financial growth of SMEs in Busia town, Kenya. Entrepreneurship and Innovation Theory and Technology Acceptance Model were used to guide the study. Descriptive survey research design was adopted. The target population included 2,700 registered SMEs in Busia Town and a sample size of 271 SMEs was selected. Purposive sampling technique was used to pick out the SMEs. Questionnaires were used to collect primary data. The questionnaire was pilot tested on the 10% of the sample population to enable the study evaluate the reliability and validity of the questionnaires. The collected data was filtered, organized and coded before data analysis. Statistical Package for Social Sciences (SPSS) version 24 software was used for data analysis. Data was analysed through descriptive and inferential statistics. Descriptive statistics included the means, standard deviations, frequencies and percentages while inferential statistics included correlation and regression analysis. Findings were presented in frequency tables and Pie charts. From the findings, money transfer services had significant effect on the financial Performance of SMEs. The study concluded that if money transfer services like M-Pesa, M-shwari and mobile banking were enhanced, these would boost financial performance of SMEs in Busia Town since these would enable quick response to customers’ needs and allow one to save money from the business proceedings and these methods are safe and convenient. Compliance to government regulations was found key to ensure smooth running of the SMEs. The study recommended that SMEs should to invest in mobile money savings and transfers in their operations since the research has found that it has a high effect on financial performance of SMEs. Based on the research findings, for mobile money services to improve in their financial performances, they embrace effective application of new modern technologies, effective mobile money transfer Services and efficient mobile money credit Services and comply to government regulations.