Browsing by Author "Wasike, Jotham"

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    Cyber security challenges to mobile banking in SACCOs in Kenya
    (International Journal of Computer, 2017) Nambiro, Alice Wechuli; Wabwoba, Franklin; Wasike, Jotham
    Development of mobile technology has enabled mobile devices to be adopted in daily activities. Financial institutions are adopting mobile devices for banking purposes to enable their clients to bank from anywhere at any time. Although, the adoption of mobile technology enabled convenience to the users, it has brought about a great security challenge. This paper reviews the cyber security challenges to mobile banking and ways which SACCOs minimize the impact. Findings indicate that some mitigation strategies to cyber threats to mobile banking are in place though they seem not to address the major challenges.
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    User perceived secure mobile banking service provision framework
    (International Journal of Computer Engineering and Information Technology, 2017) Nambiro, Alice Wechuli1; Wabwoba, Franklin; Wasike, Jotham
    The rapid development of mobile technology has resulted in the domination of mobile devices as the main channel through which people conduct most of their day-to-day activities. Several financial institutions are incorporating mobile banking and financial services as a key component of their growth strategy. However, the increasing capabilities that mobile technology offers have brought about a large number of security challenges to mobile banking. This calls for the need to equip financial institutions with a framework for assessing how secure the mobile banking services they provide are. Survey research design was carried out to determine the cyber-security challenges to mobile banking experienced in SACCOs in Kenya and the approaches used to minimize their impact to mobile banking service provision by SACCOs were evaluated. The study determined the cyber-security challenges to mobile banking. It also evaluated ways in which SACCOs ensure user perceived secure mobile banking service provision. A user perceived secure mobile banking service provision framework was proposed based on the findings. The proposed framework was put on test using experts and was found to be highly reliable. The framework provides means by which SACCOs can assess how user perceived secure the services they provide to their clients are.